Random thoughts: Swopping 3 Cs for 1 C

For my generation, the 5 Cs are Condo, Car, Country Club membership, career and cash. I think no one talks about them anymore.

I remember when I first blog a post about convincing my wife against selling HDB for a upgrade, there are readers that swear by the property Upgrade game to millionaireship

I have also know of many who wanted to leave behind a property for the children because HDB will cost 1 million in their time to come.

The topic still props up now and then. But I am glad we didn't bite. My wife is officially a "tai tai". She had a bad set of cards at work, working after dinner till 11 and then waking up at 4 am every weekday to continue to work. Hat off to her for hanging there for half a year. I might not last that long. Seeing her getting thinner, I told her to just quit for her own health reasons.

It's miserable enough, and she finally put down her decent paying job and rest. I ask her to give some tuition or just shop around to work for experience and development. 

Had we bought an EC then, (just last year we were at showroom talking to banker who told us we can get a million loan for 25 years based on our salary), we couldn't have the C we wanted. Comfort in life.

I have also sold my car, I intend to renew my FIL's car and take over his ownership. His car is a OPC and for the last almost 10 years has milleage of less than 40k. They felt there is no need to have the car since they have a van, but think it is a waste to scrap it. But they think the tax and renewal costs are ex. I proposed to take over the car. They happy, I happier. I used the money from selling the car for a family trip (including them, of course) to Taiwan.

I never like membership anyway. 

Cash is low. The only thing I have perhaps is a satisfying career. Lucky I have a C to console me when my ego is hurt looking at my peers flying high. I have comfort.