tag:blogger.com,1999:blog-2011194091106156925.post8450657435925185903..comments2024-03-29T05:28:09.551-07:00Comments on Sillyinvestor: Random thoughts: Coporate Rats out there, We can be happy rats Unknownnoreply@blogger.comBlogger12125tag:blogger.com,1999:blog-2011194091106156925.post-82614652407915899232021-05-18T02:21:43.525-07:002021-05-18T02:21:43.525-07:00Do you need to increase your credit score?
Do you ...Do you need to increase your credit score?<br />Do you intend to upgrade your school grade?<br />Do you want to hack your cheating spouse Email, whatsapp, Facebook, instagram or any social network?<br />Do you need any information concerning any database.<br />Do you need to retrieve deleted files?<br />Do you need to clear your criminal records or DMV?<br />Do you want to remove any site or link from any blog?<br />you should contact this hacker, he is reliable and good at the hack jobs..<br />contact : cybergoldenhacker at gmail dot com<br />felisha greenhttps://www.blogger.com/profile/04448582896725355815noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-34952114978862198652017-03-22T03:03:24.406-07:002017-03-22T03:03:24.406-07:00Ho ho ho,
My wife's money is my wife's mo...Ho ho ho,<br /><br />My wife's money is my wife's money, my money is her money LOLSillyinvestorhttps://www.blogger.com/profile/03228581533460899084noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-11034762348944659862017-03-21T17:54:19.345-07:002017-03-21T17:54:19.345-07:00Hi SI,
Ok, I have a clearer picture then. I guess...Hi SI,<br /><br />Ok, I have a clearer picture then. I guess a car, a maid and a kid will jack up the expenses by a lot because I don't have these three things yet. But I still think you are pretty frugal, judging by your decision not to buy a new car?<br /><br />I guess maybe Mrs SI could be helping to increase the saving rate and could surprise you in due time? And when the mortgage is done, that's another load off your shoulder? Or maybe some increments along the way? Don't say never!<br /><br />Getting your dependants covered is way more important than FIRE. My 15HWWhttp://www.my15hourworkweek.comnoreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-61259467778287952982017-03-20T21:54:17.933-07:002017-03-20T21:54:17.933-07:00HI 15HWW,
Of course I dun mind the poke, "yo...HI 15HWW,<br /><br />Of course I dun mind the poke, "you are rather frugal and your household income is definitely way above the median", you only got half of it right. <br /><br />Household income should be above median, if my understanding is correct, but I am not frugal. I do not spend much on myself, but I find it hard to say no to family. I have a car, a maid, and an elderly father. I bring families out for weekend meals usually at least once a week to a resaturant, not those atas type, but with family dinning of 5-7 people, it is not cheap either. <br /><br />My saving rate is purely dependable on my bonus. any left over in monthly incomes will be wipe out by the months of march, June, July where I have to pay annual insurance prenium for my kids and my family.<br /><br />Annual savings rate for annual income is perhaps 7-8%? if we include insurance maybe around 10%?<br /><br />Now tell me how to fast-tracked FIRE by 50. I am realistic, not pessmistic. Also, when an elderly falls ill, all your emergency funds or even opportunity funds might need to be activiated ,and the savings restart after that<br /><br />But good thing is I am well-covered. DIE/ serious illlness or injuries, I think my dependants no not fret too much Sillyinvestorhttps://www.blogger.com/profile/03228581533460899084noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-4159266106971438672017-03-20T20:49:19.184-07:002017-03-20T20:49:19.184-07:00Hi SI,
Congrats on having such a positive mindset...Hi SI,<br /><br />Congrats on having such a positive mindset! I totally agree that no matter the situation, the attitude can make a great difference. <br /><br />Anyway, there is a small part of me that wonders why you can't FI relatively early. Maybe not 40 or 45. But how about by 50? From what I see and observe, you are rather frugal and your household income is definitely way above the median. <br /><br />Hope you don't mind this "poke". And who knows, maybe I can help inject a bit of optimism...<br />My 15HWWhttp://www.my15hourworkweek.comnoreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-57795005440888589052017-03-20T07:02:02.240-07:002017-03-20T07:02:02.240-07:00Just to update,rat race can be fun too. Of course ...Just to update,rat race can be fun too. Of course not fun if u race to be no.1. There can only be 1 no.1<br /><br />Also not very fun if your rat race is the race to the top of food by stepping on other rats. <br /><br />But hey, when we little kids, we all play catching and race when another and thrash talk right? Quite fun isn't it? <br /><br />When teenagers, u always irks that girl and want her to chase after u and I run and run right? Rat race can be fun tooSillyinvestorhttps://www.blogger.com/profile/03228581533460899084noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-5176287491584510552017-03-20T06:57:53.677-07:002017-03-20T06:57:53.677-07:00Hmm... UN,
I would not go to the other extreme. I...Hmm... UN,<br /><br />I would not go to the other extreme. I dun really mind sitting on cash and Zhuo Bo for a period of time LOL<br /><br />What I am saying is, not like no FIRE simi lor buay sai zuo (everything also cannot)<br /><br />You still working right? You are rat lor. We are all in the rat race, research also rat race what Sillyinvestorhttps://www.blogger.com/profile/03228581533460899084noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-44496787972863611182017-03-20T06:55:01.998-07:002017-03-20T06:55:01.998-07:00Hi CW,
Fisherman is the evolved stage of the ant....Hi CW,<br /><br />Fisherman is the evolved stage of the ant. Hey, you play Pokémon, you should know. Ok ok. It's Mega-evolve<br /><br />Sillyinvestorhttps://www.blogger.com/profile/03228581533460899084noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-3719900706542797262017-03-20T06:53:41.045-07:002017-03-20T06:53:41.045-07:00Hi Kate,
Just realize you are a blogger with a mi...Hi Kate,<br /><br />Just realize you are a blogger with a minimist lifestyle. Thank you for your encouragement. I seriously just pray I have enough when my dad and in-laws going through their final journeys, I have enough money to do whatever is necessary. <br /><br />FIRE at early age, I really no 奢求。if can semi-retired/ work at slower pace at 55 onwards I will be very happy Liao Sillyinvestorhttps://www.blogger.com/profile/03228581533460899084noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-37716066858002588502017-03-20T06:34:15.044-07:002017-03-20T06:34:15.044-07:00Hi SI,
Agree with you on your different points.
...Hi SI,<br /><br />Agree with you on your different points. <br /><br />Post-FIRE life and zhuo bo? Nah. I rather live a holistic life where I can find meaning in employment, money management, family/friendships, and hobbies/personal projects. :)<br /><br />Quit on causes/projects after meeting with obstacles post-FIRE? It actually tells others what kind of person the person is......<br /><br />When work turns out well? Work is, no doubt, stressful, but quite shiok when you are able to overcome the difficulties and challenges and achieve!<br /><br />Btw, I what animal/insect ah? Don't think I readily fit any of the categories......Unintelligent Nerdhttps://www.blogger.com/profile/17797052565143872922noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-33705599769667687712017-03-20T06:06:29.488-07:002017-03-20T06:06:29.488-07:00Not clear is Fisherman the Ant? Actually Ants are ...Not clear is Fisherman the Ant? Actually Ants are running rat race keeping the community fed. Hard lifeCreateWealth8888https://www.blogger.com/profile/04870750974362417154noreply@blogger.comtag:blogger.com,1999:blog-2011194091106156925.post-26795988675995938242017-03-20T04:03:38.485-07:002017-03-20T04:03:38.485-07:00Love your optimism in this post. When life dealt y...Love your optimism in this post. When life dealt you with bad cards, they never stay bad forever. Just wait for your good ones to surface. Might take a while to get there but you will get there. Katehttp://www.minimalistinthecity.comnoreply@blogger.com