Sunday, July 8, 2018

Random thoughts: Of teaching and investing

Has been a while.

I felt I have been to the brink of depression and back. It felt different. The turning point was the Vesak Day 三步一拜 (3 steps 1 prayer) ritual, followed by a break of 5 days in June


1) Felt like quitting. Contemplating going private.
2) Harbour thoughts of self-harm, driving the car up to the one in front
3) Wish to be diagnosed with chronic illness so I can lie in hospital and do nothing (really choy choy and touch woods looking back now)
4) Felt it is a pain to enter the classroom even when I have the lesson properly planned and it was a new and special lesson. I usually will be very excited, but I just can't wait to get it over with.

Don't ask me why so serious. Beats me.


1) Told myself to just tell myself to accept the fact that I am the most lousy teacher. I ended up happier. I still did most of the things I did in last semester, but I can put on a smile doing it. I worry less about their results, since I told myself lousy teacher produce lousy results.

2) Told myself as lousy teacher, I shall chill more and take it easy. I "Bo Liao" with pupils more, talking about non-academic related stuff, even when I am doing oral practices, I veered off topics and joked and poked fun at their responses. I find their laughter therapeutic. I shall take care of myself first then them. As a lousy teacher, they happy, I happy can le, if they dun do well, too bad


My idol in school, told me he is very disturbed when the school talks about joy of learning. He says he drill and drive the pupils too hard. It seems he is always on their toes.

I thought he is joking and I told him I look up to him in terms of his passion and drive. He told me he really felt it that way. I told him I define joy of learning differently, no sense of achievement, where is the joy. No achievement no ownership of learning. But i end up telling him I have decided to just keep reminding myself I am lousy, so I do what makes me happy and I dun bother myself with all these idealistic principles anymore. Those are for better teachers. I pass, I do it as it suits me.

Now, I dun feel like quitting anymore. Just a month ago, I gave a historical low of 4-5 out of 10 in terms of satisfaction in teaching. I had always gave 7-8. I am glad I felt 7-8 again.

Maybe it's a encouragement from the higher up, just last week, when I was at the canteen early in the morning to catch pupils who didn't complete their work properly, a lot of pupils crowd around me to talk to me, even though I was marking and talking rubbish to them at the same time. I might sound like a little kid than a teacher, but I felt really appreciated and "wanted". My friend told me I need to much affirmation as an adult. Well, I agree. Happiness is reality minus expectations. I have worked hard at improving reality, so now I will just try to lower expectations.


As for investing, I must say I have been most lazy. Have not been actively prospecting for quite a while.

This time round, the plan is really simple.

I calculated the no. Of rounds I had, and the stages where I want to start firing. Then I just wait.

I remember how I wish I didn't bought more when I buy at 2900 and STI went to 2400 and I freeze.

I also know how I sold out a lot at 3200 and felt stupid when STI roars to almost 3600.

So, I just stagger my rounds using both cash and CPF.

First round should come soon if market break 3100 or any of my counters break 1 more resistance.

Next round will be when it goes down another  10% with CPF

Ever 10 percent drop, fire 1 round. After 2 rounds, firepower double from pistol to magnum. 5th and 6thround bring out the rifle.

By the fifth round sti should be near 2000

This time round, I will add overseas ETF to diversify.

Simple plan . The tough part is waiting.  Finger at trigger le. Just move a bit closer.


  1. Sillyinvestor,

    I am glad to read what you've just shared with us ;)

    You are able to ownself pull ownself out of the rut you were in.

    Now you understand why I call myself a man-whore or describe myself as piss on the sidewalk ;)

    If you FEEL like 7-8, then it does not matter what others call you or what grades you gave yourself.

    When you are not quitting, then you no longer need "investing to escape".

    That's when "investing" becomes a lot simpler ;)

  2. Seriously, I given up on using investment for FI.

    I hope to continue to invest so that I have a rasonable retirement.

    If I want to escape, I will have to tap on my human capital

    1. Your investment portfolio is just an accelerator to your FI and not the mean to FI as many bloggers have over blown investing for FI?

    2. CW,

      It is true for most people I believe. It's a accelalator than tool. But then again, accelalator is also a tool and a means to the end goal.

      For those more popular bloggers out there with a good pay. I do think if they capitalize on the next bear bull, which might be closer than We think, they can really hit FI around 40

  3. Hi SI,

    Quite alarmed by what I have read, but at the same time, heartened that it is over.

    From the comments so far, I wonder how much of the episode is caused by financial considerations.

    1. hi 15 HWW,

      Thanks for the concerns. It has nothing to do with financial considerations. I am fortunate to be in the situation where I have enough. Not enough to be on track to FI, but enoigh to make ends meet and save some. Good enough for me.

      Looking back, I realise the importance of rest and break, better not drive up to the thresholds too often ...

      Also, toxic relationships might not affect our way of life if they are not too close to us, but it still is a burden.

  4. Hi,

    Do you need funding to start-up or expand a business?

    We give out all kind of loan like:
    Business loan
    Personal loan
    Home loan
    Agricultural loan
    Educational loan
    Auto loan and other good Reason.

    With over 10 years of experience helping people acquire, recover and stay in their homes and expand/start their business.
    We help new entrepreneur and smart business owners to grow with adequate finance. Contact us at Ford Credit Centre LLC a private lending firm registered in Atlanta.

    We give you quality service and our interest rate is calculated at 3% per annul.

    If you are interested send us a mail for the prerequisite to begin the funding process.

    Kind Regards
    Daniel Ford
    Ford Credit Centre LLC
    409.293.4195 cell
    404.400.4210 whatsapp

  5. Thank you for sharing such great information.
    It has help me in finding out more detail about best health insurance plan

  6. Do you need to increase your credit score?
    Do you intend to upgrade your school grade?
    Do you want to hack your cheating spouse Email, whatsapp, Facebook, instagram or any social network?
    Do you need any information concerning any database.
    Do you need to retrieve deleted files?
    Do you need to clear your criminal records or DMV?
    Do you want to remove any site or link from any blog?
    you should contact this hacker, he is reliable and good at the hack jobs..
    contact : cybergoldenhacker at gmail dot com