I did another round of budgeting recently.
Although my pay is "high", but most of my expenses are fixed expenses that cannot be reduced. e.g. Children's school fees, mortgages, etc
I felt quite demoralized after that, and I told my wife about it.
My wife's initial reaction was "so, what do you want me to do?" I was offended but in the end, to cut a long story short, we did have a good conversation on our financial goals.
I realized although we are married for almost a decade, we did not really sit down and talk about each other finances. Only recently, did she realize how heavy the family expenses were when it is shouldered by me alone.
She is not spendthrift, and save quite a lot through these years. She also opened up her finances for me, and only until did we know each other "assets" so clearly.
I have always wanted to build up a base, but now I told her it might be faster if she also involved in this building up of "passive income". She agreed that I will be the brains behind all the buys and Sells calls and she will not buy or sell without my consent, but the money will remain in her account.
I felt a better sense of "security" after our conversation, and also felt we understand each other better now.
I had made a mistake of being a MCP, young investors starting on your marriage, do not make my mistake. It is good to talk about the finances thoroughly. It might be unpleasant initially but nonetheless important.